Furniture on Finance The minimum order value is £250 No deposit required We have a range of finance options to choose from to help you spread the cost of your new furniture. Interest free finance (0%) - 6,9, or 12 months - You won't pay a penny more. Classic Credit :14.9 % APR - 24, 36, 48 and 60 months Pre-check Criteria: At least 18 years old. Permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed. Has been resident in the UK for at least 3 years and will continue their residency in the UK. Has a debit or credit card in their name and registered to their address (you’ll need this to match the address used to complete the identity verification).